In Stock Furniture has partnered with several financial services companies to offer our customers a lot great financing options.
Option 1 - Snap Finance (Online Application)
Bad credit. No credit. Bankruptcy. Snap is your No Credit Needed financing partner! Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help.
Snap Leasing Requirements:
- 3 Months of history with current employer or current source of income.
- Deposit at least $1000 per month into a checking account that has been open for 90 days or more.
- No NSFs, excessive overdrafts, or negative balances on your current checking account within the past 30 days.
- Must be 18 years or older to apply and must have a valid SSN or ITIN.
Low Initial Payment of $10, plus a cost of lease
100-DAY OPTION
Snap Finance will setup an auto draft for 12 months. However, you can acquire ownership of the merchandise if within 100 days you pay the amount equal to the cash price of the merchandise, plus sales tax, any applicable processing fee, and any other fees (or, if applicable, a lease charge that will be clearly defined in your agreement and agreement summary). You must take action to exercise and complete the 100-Day Option by making a lump-sum payment through the Customer Portal or by calling Snap’s Customer Service at (877)-557-3769 to schedule payments.
Once you complete the Snap Finance Online Application, you will get an answer instantly.
Option 2 – Koalafi / West Creek (Online Application)
- High approval rates
Don’t let credit issues stop you from buying what you want. With Koalafi / West Creek’s high-tech, innovative decisioning and 82% approval rate, there’s a good chance you’ll be instantly approved for financing, even if your credit score is low.
Once you complete the Koalafi / West Creek Online Application, you will get an answer instantly.
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